Following on from Liz and Kris UK's post on their recent (minor!) car crash I was wondering what would happen if you were hit by a driver who only had Rego insurance? Do you have to take them through the courts to recover damages? Does fully comp insurance generally cover this? What about if you've only got 3rd party fire and theft equivilant? What about if they are poor or a student or something and have no money, are you stuck then and even if they are court ordered to pay you money, you will never see it?
Thank you if anyone can help, this is something that has puzzled me for a bit.