You can get your UK pension sent here, I think once you claim it though it doesn't get indexed anymore. It's a toughie for you James. Some people go back and forth until they finally settle here and it is usually the family that is the drawcard. It is hard to be away from all the family rituals etc that continue when you are not there. Adelaide is hard without a car unless you live very centrally or in the older nearer to city suburbs that are well served by transport. We had one car when our 3 children were little, but we lived very close to the city. If you are planning to live in Glenelg, then that would be ok as everything you need is within walking distance and the tram for the city. In summer there will be many hours when you will just not get on your bike and go down the road, even with sunscreen sloshed all over. It will be just too hot. Of course you will adapt your lifestyle and with one young child it is easier. Later you may find you need a second car as that sports match/ dance lesson or whatever after school will be at some school not within walking distance, or bike distance. Adelaide may be small in terms of population but it is spread out. I guess it depends on where your husband works too. Mine needed his for work.