My husband was never made redundant in the Uk,in over 25 yrs,here he must have been laid off about 5 or 6 times in the last 10yrs,twice in the last year.It makes life very stressful.
I personally believe that a lot of it is attributable to the high number of very small businesses here,who often run their business on a shoestring and the loss of one contract can be catastrophic.
The knock on effect of this can often be that due to pro-rata holidays if you are constantly having to change jobs ,holiday entitlement can be effected very detrimentally.
I think more so nowadays you have to have decent funding to get you through what could be potentially be a longer period without work.
I have to say that if i had a well paid, with good benefits job in the UK i would seriously consider whether it is worth the risk,especially with children.
Its not being pessimistic,in my view its being realistic.