I think most will agree this is a mine field !!
As State independent regional visa 495 holders we are all entitiled to reciprocal health care which covers your GP and emergency treatment at A & E.
However, IF we get a proper physical complaint and need our patient treatment and / or an operation I understand that we have to pay for it. What have others found ? Is this true ??
Also, are there any other couples in their 40's out there with this type of visa who have taken private medical cover ? if so what have you taken ? as it is so complicated !!
As we dont see the need for a private hosptial, we just dont want to have to pay if we need an operation in the future, such as for example, an ear or eye operation or god forbid even such as heart surgery.
We feel this is a worry that needs to be addressed !!
We would welcome other persons experience in this matter, if you would be kind enough to share it .