We have just arrived in Adelaide and already joined medicare, we are now currently researching ambulance and private healthcare plans (Medibank). We are a family of four (Me and hubby and two children) and are fit and well, neither me or my husband smoke , we have the occassional social drink and both us have healthy lifestyles. In the UK we had our twice yearly dental check-up, the odd prescription for calpol ,antibiotic etc. Occassionally me and Nick would visit the Chiropracter for back maintanence treatments and that is it really. So, my question is
After reading the medicare literature and then reading the private healthcare literature (Medibank ) we are unclear as to how the services work. We don't want to subscribe to a product that we will not use.
Would you recommend hospital cover for us or would we be better to just get emergency ambulance cover and maybe a package that covers us for dental services?
Any advice, your experience with the public and private services are welcome,