If you are a new migrant to Australia, and are aged over
the LHC deadline (1 July following your 31st birthday),
special conditions apply.
As a new migrant to Australia you do not have to pay
a LHC loading if you take out hospital cover within 12
months of being registered for Medicare. After this time
you have to pay a LHC loading of 2% more for each year
you are aged over 30 when you take out hospital cover.
As a migrant it is a good idea to consider taking out
hospital cover in the first year after you register for
Medicare. If you wait and take out hospital cover after
this date you will pay more for your hospital cover as the
price will also include the LHC loading. So, the older you
are, the more it will cost.