There's a couple of threads on here which already touch on health insurance, but don't ask the questions i would like to ask.
Hopefully someone can help as it's a bit confusing compared to the situation at home.
I gather that it's a sensible option to take out some form of private cover if you can afford it. Having only been through the Australian hospital system once, about 10 years ago, I'd ask the general question of whether there's any great value in taking out private hospital cover when both myself and my wife have medicare? From what we've been reading, even if you have private hospital cover you can end up paying out money on top of any excess. Is the public system reasonably fit for purpose or would private be the best way to go?
I think we're decided on the fact that we'll be getting extras cover, at whatever level we can stretch to. In this regard i was wondering if there would be any kind of advice as to who to go with or who to avoid or whatever? I know this is like asking what's your favourite food (everyone has their own opinions), but we have zero experience of any kind of the insurance market and it's company's over here and so any advice would be welcomed.
Also, if you think there's any other basic information which might be of help. Like i say, we're starting from scratch on this subject.