Monthly outgoings

[SwanseaJack]

Hi all

 

Not as lucky as some of you as I am still waiting for my invitation from SA so my family's new life can start.

 

I am trying to sort out finances of getting out there and am now trying to do research on monthly outgoings with utilities , food, travel, petrol, health and child care ( taking and picking up from school a five year old) etc etc just want to know what the cost of essentials are Inc Internet of course. And anything that i prabably haven't thought of. If anyone can give me a rough idea I would be grateful.

 

Family of three aiming to buy three bed house

 

Thank you. Kathy

 

[Guest moonraker1959]

Hi SJ,there is another thread atm re gas and electricity.As for groceries,do a virtual shop on either Coles or Woolies supermarket.Just put in an Adelaide post code.

[Andrew from Vista Financial]

Hi all

 

Not as lucky as some of you as I am still waiting for my invitation from SA so my family's new life can start.

 

I am trying to sort out finances of getting out there and am now trying to do research on monthly outgoings with utilities , food, travel, petrol, health and child care ( taking and picking up from school a five year old) etc etc just want to know what the cost of essentials are Inc Internet of course. And anything that i prabably haven't thought of. If anyone can give me a rough idea I would be grateful.

 

Family of three aiming to buy three bed house

 

Thank you. Kathy

 

 

 

Hi Kathy

 

 

As Moonraker has said here is a thread on this already, see here http://www.pomsinadelaide.com/forum/money-finance/25074-budget-spreadsheet.html

 

 

Great thread by Mark taking the time to share this.

 

 

Regards

 

 

Andy

[SwanseaJack]

Hi Moonraker

 

What a fantastic idea hadn't even entered my mind to do that. Things are more expensive but I did expect that so not too shocked. Other half shocked with cider and beer prices. Again thanks for the tip.

 

Kathy

[SwanseaJack]

Hi Andrew

 

Thanks for the link very useful.

 

Kathy

[Guest pixie7]

Tell OH to look at Dan Murphy's website- much better prices especially wine if you drink it

[guspjmh]

Tell OH to look at Dan Murphy's website- much better prices especially wine if you drink it

 

Who is Dan Murphy? Could you post a link for us?

 

Cheers.

[Guest bubbe2005]

http://danmurphys.com.au/dm/home.jsp

[guspjmh]

Thanks, I was just being lazy as I found it on google within seconds of posting! The prices do seem more reasonable on there than big supermarkets like Coles.

[Misplaced]

It's a strange thing really the cost of things and comparisons.

 

What I found was that where food was concerned you seemed to get more for your $. Looking at crisps/chips you got more in a bag than you do in the UK and the same applied to cans of pop. Eating out portions were bigger too.

 

The fruit and veg was more expensive but looked fresher and I would say 90% was Australian grown. Utilities would seem to be more expensive but rates/council tax was more or less on a par. However, just from a roads point of view they were in much better condition than where I live in the UK.

 

Cars are far more expensive but seem to last longer and there does not seem to be the pressure of 'Oh your car is 5 years old! Why haven't you bought a new one!!!'

 

Clothes can be bought from Target at comparable prices to UK. Okay the quality is probably along the lines of Matalan but it is wearable and, well, I have never been a designer clothes sort of guy.

 

I think all in all it is a swings and round a bout thing but Australia is probably just a little more expensive but not substantially more expensive. Once I get living I will probably change my opinion....lol ???

 

All just my humble opinion.

[SwanseaJack]

Hi

Thanks for all the replies time to cheviot out

 

Thank you kathy

[Guest Guest75]

It's a strange thing really the cost of things and comparisons.

 

What I found was that where food was concerned you seemed to get more for your $. Looking at crisps/chips you got more in a bag than you do in the UK and the same applied to cans of pop. Eating out portions were bigger too.

 

The fruit and veg was more expensive but looked fresher and I would say 90% was Australian grown. Utilities would seem to be more expensive but rates/council tax was more or less on a par. However, just from a roads point of view they were in much better condition than where I live in the UK.

 

Cars are far more expensive but seem to last longer and there does not seem to be the pressure of 'Oh your car is 5 years old! Why haven't you bought a new one!!!'

 

Clothes can be bought from Target at comparable prices to UK. Okay the quality is probably along the lines of Matalan but it is wearable and, well, I have never been a designer clothes sort of guy.

 

I think all in all it is a swings and round a bout thing but Australia is probably just a little more expensive but not substantially more expensive. Once I get living I will probably change my opinion....lol 

 

All just my humble opinion.

 

And a very good one too,spot on

[Guest Helchops]

I actually don't think things are any more expensive. I know that sounds silly, because when you compare the cost of an item and it's clearly more costly in terms of the exchange rate, it seems to have blown my argument out of the water - but hear me out:

 

- When you move, forget about pounds (£). There is absolutely no point in saying, 'Whoa - a tomato here is £2!!'.

 

- Most produce is Australian sourced and grown. This is fantastic I think.

 

- You'll be earning $2.5k a month after tax (minimum wage, full time) and most people emigrating will have a job that pays them $3.5+ minimum per month. This is a much higher number than you'd be earning in the UK (For most people)

 

- Our rental costs $400 per week. In the UK, our mortgage was just £600 - and we previously rented a place at £595. However, in terms of percentage of income, our rent is less here than our mortgage/rent was in the UK.

 

- Percentage of income is the only method of really comparing what something actually costs you. The exchange rate is of no use when you're earning dollars. So yes, our house here costs $1,733 or roughly £100 but gee, it's actually cheaper because we're earning more doing the same job (and my partner hasn't even secured a contract yet). [Relatives don't seem to get this though!!]

[minty]

Horses for courses. For us coming from surrey/hants border to Christie's beach the mortgage/rental is about the same. Earn a bit more here and seem to have more left over at the end of the month so for us it's roughly the same but with s much bigger house.