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Our average bills for two people in a two bedroom apartment (120 square metres):
Electricity: about $400 per quarter
Gas: about $160 per quarter
Strata fees: (fees you pay to body corporate management if you own in a shared block of apartments/units to cover communal costs): $350/quarter
Emergency services levy (this one really puzzled me - paid by all home owners!) about $90 per year
Council rates (Glenelg) $256 per quarter
Water: $160 per quarter
Mobile phone: $55 is per month - Amaysim is def the best I have used in nearly 6 years here. $40 per month for unlimited calls, texts and picture messages in Australia plus 4gb data. Calls to UK landlines are only 6 cents per minutes and texts are 25cents for the few people I can't text using iMessage, What's App or Viber
Broadband: $60 month for 200GB
Landline: what's a landline?! ;)
Household insurance: $20 ish a month
Getting quarterly bills has always done my head in especially when they're all usually on similar cycles
For our electric here in Perth, WA it's 22.624200 cents per kWT & no service charge. And there is only one supplier here. Stays the same winter & Summer.
Just realized that electric increased to 25.9052 cents per kWt on the 1st July, here in Perth, WA.
31.98c/kWh first 145kWh then 34.85c/kWh
non summer (kicked in 1Apr)
30.33c/kWh first 145kW then 30.91c/kWh to 493kW then 35.36c/kWh
quarterly service fee
then all reduced by 16%, so our 3mth $370 bill was reduced by $105 (reduction are 12% base usage, 1% dir deb, 1% duel fuel, 2% pay on time). Our average daily usage was 10.77kWh and has been steady around this for last 3 bills.
Quarterly Service charge
then all reduced by 9% (as before but 5% basic usage)
Our last 2 3mth bills were $177 and $157 (we only have gas hot water and hob).
Our electricity is usually around $320 quarter, gas around $250 quarter, house and contents insurance $55 mth, car comprehensive $44 mth, internet $35 mth, landline $40 mth, mobile $30 mth, council rates $1500.
The killer has been our water - since we installed a computerised drip irrigation system last summer designed to water evenly and economically it's gone from $300 mth to $720 mth! Serious investigation to be done on that for the next watering season!
I watch our usage for all energy and shop around for best deals on these, insurance, internet etc. Some people don't seem to worry about expenses and pay $70 plus for mobile phones - the min price for an iphone I think, whereas I have a Samsung Galaxy and pay $30. Some also use squillions of gigs on their internet plans. There are some good deals to be had for internet depending on your usage and habits, there is an unlimited adsl plan for $39.90 and another for $59, but we are in a 'black hole' and can't use these or a lot of providers. I am on the internet for some hours every day but don't download movies or songs so only have a 300g plan and have never exceeded my quota, I'm with Adam and am really happy with them and they are one of the few that can provide a good service in our area. My mobile is with Virgin/Optus and I'm really happy with them too. Vodaphone doesn't have good coverage here, and I think they have problems in quite a few areas. I used to be with 3 and was happy with their service, but when Vodaphone took over they had poor coverage, line drop-outs galore, etc so I changed over.
Another issue is private health insurance, premiums goes up all the time and I don't know whether to drop out or stay on the treadmill. We just have minimum private health cover, pay an excess for hospital admittance and perhaps don't get as much back at the chiropractor, dentist, etc, but then don't pay as much as some do per month. We joined some years ago when the Howard govt. brought in some policy that if you don't join then you will pay a premium for every year over a certain age, so we thought it wise to join then. I have since had a serious injury with recurring operations and have been very pleased to have been covered, though now I'm not sure.
I revisited our budget last week after some years and our annual expenses have gone up $11,000 since then, and it's just the 2 of us! The GFC changed the face of everything, all the natural disasters we have had in Australia have seen insurance premiums increase, and our dollar reaching parity with the US dollar and exceeding it has made things more difficult.
All that being said, we live in a beautiful and peaceful country and feel very blessed to have a lovely house, a good car, a warm comfortable bed, plentiful food on the table and freedom to help others. Hard work and financial intelligence pay dividends in this wonderful country.