help

[Guest stephanie]

Hi all i am new to here. just a few questions that some1 can help me with please would be very much appriciated .

 

My partner has just been offered a job as a mental health nurse in adelaide which is great news;). I am going with him on his visa with my 2 year old daughter, we are on the 457 visa and his work are sponsoring us. He will be earning $50,000 a year what tax would we pay on that??? do we have to pay that medi care levy?? are we classed as residents on the visa?? Could we manage just to live off his wage if i didnt work, its just that the childcare is expensive and it would be pointless me working just to pay for childcare.

 

We are looking into renting accomodation till we get our PR. Where are the best areas to rent and to bring up children, what is the average rent, how much do utillites come to for a family off 3??

 

Sorry for all the questions

 

I just dont know where to start

 

Stephanie

[Sears Family]

Hi and welcome!

I cannot answer all those questions but if you do a search on this forum I'm sure you will have all the possible answers!!!

One which I may be able to help out with salary - see attached calculator Income Tax Calculator - Calculate your income tax | InfoChoice

 

Otherwise use www.google.com.au

 

KR

Von x

[Guest stephanie]

hi thanks for the info, i will look into it, i just dont know where to start

[Sears Family]

I know exactly what you mean!

I got my job offer through last night and my head is spinning!

[Diane]

Do you know whereabouts in Adelaide your partners job will be? That will help narrow down your choice of areas a little as presumably he'd rather have time at home with you and your daughter than time spent sat in a car commuting?

[tean]

Hi there. I too have just been offered a job in Adelaide for mental health nursing. Did you go through OGP? If you are on a temp visa you will have to take out private health insurance (this is now mandatory) and you will not be eligible for any child care assistance until you become permanent residents. Where are you thinking of living? I'm unsure as yet, as not clear where I shall be based. When do you think you will get there? Be good to keep in touch, as looks like we are in a similar position to yourself. I may pursue permanent residency first though, as advised that child care costs will put me at a financial disadvantage ( I have 2 children). All the best with all your plans!!

[Guest Philip]

I would say 50k per year for a family of 3 is cutting it a bit tight. It is possible but you will have to budget.

[catherine.c]

Hi

We would struggle on 50k a year. My daughter managed for a while on a similar amount but it was hard going.

You are not considered a resident on a 457 visa - I came on one of those and applied for a permanent visa after 3 months (RN). I think now that you may have to wait 6 months.

Really consider whether you would be better off on a permanent visa - you will not have to have private health care and will get tax incentives for children. On a temp visa you will not be able to claim tax relief for child care.

Also, you are tied to a contract with a 457 - can be a problem if you do not like where you work!

Good luck with everything

Catherine

[Guest stephanie]

Hi thanks for all the replys. Does that mean that if im on the 457 visa i will get taxed at higher amount????

[Andrew from Vista Financial]

Not necessarily, most people who are on temporary resident visas are still classed as tax residents and so pay the same rate of tax, this simple calculator through the Australian Tax Office (ATO) will help you determine your tax residency status Tax Tools - Residency

 

Regards

 

 

Andy