We were going to wait until next year to start the application process but have decided to start sooner (reson being that the husb will be 40 next year - please don't laugh at the poor soul - so those extra 5 points may well come in handy if we apply while he's still in his 30s).
Can anyone recommend a decent agent? And how much money do you think we should expect to fork out?
All help greatfully received!!! Thank you :v_SPIN: