Please would anyone already over there (or contemplating going on this visa) give an honest answer (you won't offend me ) if you have gone/going on the sir 475 (which for anyone who doesn't know is the state regional visa where you're allowed to stay 3 years ,after two years you can apply for PR providing you can show you have worked /lived there for this length of time) if the status of this visa effected you financially. Phil and I are getting worried about this for one or two reasons. We cannot claim child benefit or any benefits at all (have 3 children)which I think would be ftb is that like family tax credit (not that we would want to depend on this but it is a bit of a cushion) until we have PR. Also a recent thread explained the cost of uni which was alot as Lucy would be classed as an international student(shes nearly 16) on this visa.
Please could anyone tell us also how much we would have to pay for Thomas(7) and Daniel(12) in a state school and whether this would be a lump sum or instalments.
Studying previous threads it seems to be that it is hard enough settling without adding financial issues so call it cold feet or what I'm trying to sum up whether this visa(which is all we can go on) would be a financial crippler.
Any theories/experiences/thoughts of life on this visa welcome.
p.s Don't read this the wrong way I don't intend to live on benefits but just want a realistic view of how we'd manage