cost of living without a mortgage....
i know you asked about the cost of living including having a mortgage - which has been answered! however, as a note for anyone coming over who isn't planning on buying - renting is soooo much better over here than the uk....
1. there are no agency fees
2. you dont pay council tax
3. you dont pay water rates
4. if you live in the city and have no parking space you get a practically free permit ($22 one time only fee)...
all we pay is rent/elec/gas/telephone/internet.... and that's it!!
renting was easy - our landlord only rang my dad for a reference!!
hope that helps someone...
amelia and fred
Ooh, you were lucky. You obviously have a cool landlord! I think you should be paying something towards water though, although it's not water rates, we do have it in our contract that we have to pay something towards the water usage.
We have rented 2 houses in Adelaide and in the contract it said something like if we used over a certain amount we would have to pay, but both times we did not have to pay anything.
Originally Posted by Deb17
Same here. There are two levels of water rates/ bills
Standard rate for basic usage
Higher rate if you go over your limit.
Most rentals now have it in their contract that standard rates for water are covered in the rent you pay; excess is covered by the tenant.
yes, our landlord is pretty cool - you pay your rent on time and all is well!
yes, there is a clause in the contract about paying for the water over a certain amount but that is based on the usage of a family of four (we're a couple)... so if we went over that limit then there would be something very wrong considering the water issues here.
the other bonus of renting in oz is that the bond that you pay goes in to a government account and needs both signatures of tenants and landlord to be released... so the landlord can't just nick your bond like they did before i left glasgow... ********* there is still obviously margin for disagreement but at least the landlord doesn't just think it's their bonus money!!
amelia and fred