I am not sure how to word this but need some advice on the process of making a claim against a driver.
I was a passenger in a taxi, still at the traffic lights, and we got hit from behind by a car which had also been still at the traffic lights and been hit by a bloke in a car who 'wasn't concentrating'.
Now I understand that as part of the reigstration process for your car, there is a compulsory third party insurance payment to Allianz. Their website says that you can claim medical costs - which is just as well coz I've had a prescription and xrays done.
My question is...do I claim against the driver who wasn't concentrating, or the driver who actually hit us. Is that what I should be doing? I have no idea what to do or how to. I have the details of all 3 drivers - my taxi, driver behind and the driver who hit us all.