Allot of insurances are different in there set up here and how premiums are paid.
1. Some are paid through your pension (SUPER)
2. Some you pay though your personal direct debit and can have tax relief on.
3. You may have UK cover and are not sure if you are covered here or whether you should look at cover in Australia.
There are also some specific insurance definition differences here.
Its hard to go into too much depth in this post if you would like more information drop me a Private message or talk to your financial planner. Steve