Just to let you all know i used my card in the Bendigo ATM (on its own not the one attached to the bank) in Aldinga Beach and it has been cloned. Not sure how but i know it was there as have only used the card once and not on the net either.
Was used in USA the next day to spend $980. Not good!!! Bank gave it straight back to me though but though i would warn you all.
was obviously in the too difficult box for SAPOL as they didnt care but Bendigo said they would look into it.
Just for info in case anyone else has had it done