How much per month?

[Bokkiegirl]

Hi all,

I am trying to budget (if at all possible) what our monthly expenses would be..

Say our rent is +-$350 p/w (gosh I really hope not more) for 3bd

How much more or less would we need a month if we are 4 (2 small kiddies, 1 going to school 1 in daycare if needed - should I have to work as well)
We will buy a small car cash and pay the yearly tax
Our girl will be going to government school
We will need phones and internet, will pay insurance on households and life..

What else and what can I expect to need roughly per month? $5000? Is that even enough or do we need more?

Please help :)

[harringtons]

Hi all,

I am trying to budget (if at all possible) what our monthly expenses would be..

Say our rent is +-$350 p/w (gosh I really hope not more) for 3bd

How much more or less would we need a month if we are 4 (2 small kiddies, 1 going to school 1 in daycare if needed - should I have to work as well)
We will buy a small car cash and pay the yearly tax
Our girl will be going to government school
We will need phones and internet, will pay insurance on households and life..

What else and what can I expect to need roughly per month? $5000? Is that even enough or do we need more?

Please help :)

Hi we're not in Oz yet but have researched the cost of living and based on what people out there have told me our monthly outgoings are going to be around $5500 this is based on rent at $400 a week and includes childcare for 3 kids (including 50% rebate). This is based on every cost we can think of excluding travel to work.

Hope this helps a little.

Baz

[HEAPS GOOD !!!]

Hi we're not in Oz yet but have researched the cost of living and based on what people out there have told me our monthly outgoings are going to be around $5500 this is based on rent at $400 a week and includes childcare for 3 kids (including 50% rebate). This is based on every cost we can think of excluding travel to work.

Hope this helps a little.

Baz

Where did you get those figures from?

seems very high....but if you are both working then very affordable...

HG

[harringtons]

Where did you get those figures from?

seems very high....but if you are both working then very affordable...

HG

We will both be working there based on what people have told me they pay per month I'll see if I can put up the break down..............will be delighted if you think I've over estimated!

[HEAPS GOOD !!!]

We will both be working there based on what people have told me they pay per month I'll see if I can put up the break down..............will be delighted if you think I've over estimated!

We have just moved into our new built home...but our last ga was $120...and from our old rental i think the leccy was around.....$300 max....will let you know more when we get our new stuff in.......

HG

[harringtons]

This based on what people have told me there expenses are for instance $600 a year car insurance just divided it by 12 to get the monthly figure, I think I've covered most things except any school fees, sky TV and commuting to work. please feel free to let me know if I've missed anything out.

Rent $1733
House contents ins $125
Broadband and phone $100
Mobile phone $30
Gas $68
Electric $150
Car Ins $50
Water $68
Council Tax $125
Food $1408
Childcare $1395
Petrol $216 (tank of fuel a week @ $50)
Car tax $50

[cornish Busdriver]

This is what me and the EX (yes i still live with the bloody EX) Pays.
$682 pw mortgage.
$200 pw put back for bills and covers them happily.
$250 pw shopping
$100 pm for both mobiles
$60 pw fuel for my car
$30 pw smokes for me
$100 pw on general crap.

I take home roughly between $1100.00 to $1200.00 pw as a bus driver and she takes home around $1400.00 as a Theater Nurse if thats any use to you.
So i think about 5K pm is about average so not to worry

[HEAPS GOOD !!!]

This is what me and the EX (yes i still live with the bloody EX) Pays.
$682 pw mortgage.
$200 pw put back for bills and covers them happily.
$250 pw shopping
$100 pm for both mobiles
$60 pw fuel for my car
$30 pw smokes for me
$100 pw on general crap.

I take home roughly between $1100.00 to $1200.00 pw as a bus driver and she takes home around $1400.00 as a Theater Nurse if thats any use to you.
So i think about 5K pm is about average so not to worry

Bloody hell.....


HG

[Anne B]

This based on what people have told me there expenses are for instance $600 a year car insurance just divided it by 12 to get the monthly figure, I think I've covered most things except any school fees, sky TV and commuting to work. please feel free to let me know if I've missed anything out.

Rent $1733
House contents ins $125
Broadband and phone $100
Mobile phone $30
Gas $68
Electric $150
Car Ins $50
Water $68
Council Tax $125
Food $1408
Childcare $1395
Petrol $216 (tank of fuel a week @ $50)
Car tax $50

I've just paid around $300 for house contents insurance (annual) with AAMI, so if you were paying $125 a month then you would be covering a lot of stuff!!
You don't usually pay rates (council tax) if you are renting - we don't even pay anything for water but it depends on the landlord.
We pay $90 a month Foxtel (sky) - all packages with sky plus (IQ) but not movies

[harringtons]

Thanks for all the replies sounds like I'm not a million miles away, the house contents is just based on what someone told me they were paying........suppose it's better to over estimate a bit.

Baz