Do you have any idea how much you are being charged on your credit card?
I have been doing some expensive renovations and have run up quite a lot on my AnZ credit card. The interest rate is 19.69%
I also have a NAB card and was shocked to find that the interest rate was 6% less!
I contacted AnZ to see if they would match the NAB interest rate. When they wouldn't I went into the NAB to see if I could transfer my balance accross from the ANZ.
This was possible online by going to www.nab.com.au/bt for balance transfer. The AnZ balance could be transferred in a really simple 30 second process and they offer a 6 month period at 4.99%.
So.....buy your goods with one credit card...get a 55 day interest free period then transfer the balance over to another card and get a 6 month period at 4.99% which is time enough to pay it back. If you don't you still have a lower interest rate at the end of the 6 month period.
Saves thousands of Dollars in interest!