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Seriously, the post posed the question had anyone had experience of paying back there student loan from over here. I have got my answer thank you. I agree post equals every one see's but I have already stated does anyone have any similar experience ? If you dont then do you really need to comment.
I have made some great friends on this site but I will have to say farewell.
I absolutely believe your honest intention of paying back the student loan, otherwise you wouldn't have posted here deardos.
I'm convinced people who won't pay back don't care anyway and would never send a post like you did. They just would think 'Australia is far away. Catch me if you can'.
You wanted advise, sorry that you're now disappointed. but don't take it personal, discussions like this tend to become more general after a while!
I doubt the comments here were meant against you.
IELTS 01/2011; TRA 03/2011; SS SA 05/2011; visa 176 lodged 06/2011; visa grant 08/2011; arrived in Adelaide 02/2012; Australian citizen 08/2016
I am amongst the few whom were not disappointed to see student loans introduced, and to explain, I have of both family and friends whom went to uni not really knowing what they really wanted to do in life and with no specific aim as a career, so they did some degree course and then come out and do something completely different, one became a bus driver, another went to work in the payroll office where his mother worked. So whose money was wasted there? Whilst I can understand that not everybody can not decide on their career, what I cannot understand even accept, is why they do somthing which will, for all intents and purposes be of no real benefit to them. The introduction of these loans should serve the purpose of making people more focused into getting the right education for their chosen career. The benefit of this should be better chance of getting a job appropiate to your education, paying back the loan is a thankyou for helping you to get your career going, after all you will be reaping the benefits indue course.
I had one graduate working with me on a construction site, he tried to persuade me that its not the actual course/degree you take it's showing a prospective employer that you can apply yourself!!!, so I asked him that if he with his degree in civil engineering was sat in an interview for a civil engeering position alongside someone with a degree in say astronomy, which one of you think will get or deserve to get the job?
Loans also help those whose parents may not be in a position to assist them this meant education for all not just those with money!.
You also have some form of choice as to how your tax money is spent........... you vote, there are a lot of places in the world where you have no choice, A government is elected to make the sometimes unenviable choice of going to war, we also elect them to make hundreds of other choices too, If one does not like or agree with some of their choices then you next vote accordingly. Democracy, worth fighting for? you bet your ar$& it is!
When 16 people out of 17 with a student loan have had issues of this ilk, on an ongoing basis (which is the key to me - mistakes happen and that's life, but when they go on for years in some cases when the person who took out the loan has tried and tried and tried to sort it out, that's a complete and utter balls up), that to me is a complete shambles of a company whom shouldn't be allowed to administer financial products. (Some of it might be due to the age of myself and my peers and the fact that we crossed the change over of types of loans period, and the change of management.)
I didn't just think 'oh they're a crap company' - I have got something to back up that thought with you know lol
I'm happy your daughter had a good experience with them - perhaps in later years they got their act together and its just old crumblies like me and my older brother's lot whom had a complete and utter nightmare (and that's not for dramatic impact, it was a right nightmare for some of us, truly).
Ah, the student loan company - my issues come from my poor wife having to tell them over and over again that we've moved. They don't seem very well run.
"Don't stare at it for too long.....you'll go mad".
Ok obviously some of you have had a bad experience,which is unfortunate.I think if I had student debt loan,where ever I happened to be living,if I was working,and they were'nt taking the money out for it,I would open a separate account and place the student debt loan money in it.Personally I like to takie control of my finances and not get any "knocks on the front door"with someone demanding payment.Then if the loan company did eventually ask or work out how I pay,I could then deposit said savings and know I did'nt have it hanging around my neck.Thats just me though,I know some people who live on the edge (not saying at all the OP is btw)and personally I'd find it very stressful.Keep life simple is my motto!
Be Happy!Its one way of being wise!
For what it's worth:
- I never had any trouble paying back my student loan;
- Keith, great point (but it should be 'who' not 'whom' - I won't tell you again! );
- Snifter, the moon landings were faked;
- did we ever find out if the OP intended to pay it back?