Having now discovered that I can actually buy a house here I really don't want to wait much longer and miss the boat completely...I hate to talk money, but what kind of income do you have to have coming in/size of deposit to purchase a bog standard house, below the 300 grand mark?
With only one average income coming in, we can just about survive but am hoping to find a job soon...fingers crossed, and could still put down a 10 to 15 percent deposit if required. I really hate going to financial institutions begging for a mortgage with so little money coming in, imagining their sneering expressions, and thought I would ask first here, as there seem to be so many of you financial whizzkids out there. All the loan calculators I go through on different mortgage sites say we've no chance at being offered a loan...
Any indicators/pointers as to whether we might be granted a loan in the near future?