Just a quick warning that full comp insurance here doesn't cover personal injury. I know this is all detailed in your policy etc but when we did ours we didn't think about this.
I've since had an accident in the car, I was the one at fault and have now been stung with excesses on the cover. First off was the $300 basic excess followed by a $400 excess as we have only had our Aussie licenses for a couple of months. Now today I get a call from the compulsory 3rd party insurance (that comes with the Rego) stating that the other party is claiming personal injury and I am liable for the costs with that too - excess of another $300. I wasn't even aware I'd have to do anything with the 3rd party insurance seeing as we have fully comp.
Just thought I'd let you know - just in case anyone else finds themselves in this situation