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I have to agree with Pete, i also admire your patience and we are hoping also to take our time and arrive with some savings to stabilise us initially. My hubby is also a plumber but going through vetassess as a carpenter as he's done that for longer. We have our practical this month and so are just ahead of you in the process. Good luck with everything and im sure if you have any questions one of the numerous wise owls on here will have the answer- its great!!!! Yvonne and Mark.