Jump to content
  • Sign Up
Sign in to follow this  
Guest drjack

Moving to Adelaide in about a month

Recommended Posts

Guest drjack

Dear All,

 

First off a big thanks to all who have posted on here as I've found it a really good resource to find out opinions and information about the city. I'll be moving to Adelaide permanently with a full-time University job waiting for me to start. I see quite a few people asking advice about where to live, which probably depends quite a bit on your personality and needs. From a more practical perspective, what is the best way to go about finding housing? I have been checking on the realestate.com.au site to find places, which has been quite useful to get an idea of prices and locations. If people know of other means to find housing I'd be really curious to hear.

 

Also, leaning on the experiences of people having moved before, are there things that one typically has forgotten or overlooked before moving? Certain things about Adelaide it would be good to know for a newbie prior to landing in Oz?

 

Just trying to get a feel for the dos and don'ts of the move.

 

Thanks in advance for any replies.

 

Jack

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now
Sign in to follow this  

  • Similar Content

    • Guest Carol from Vista Financial
      By Guest Carol from Vista Financial
      How long does it take after moving to Oz to secure a mortgage? Short answer: it depends.
      I can see the rolling of the eyes from here.
      Different banks have different criteria, you need to tick the boxes. However long that takes, that is how long you have to wait.
      There are no hard fast rules on how long you ‘should wait’ to buy a house but there are some important things to know.
      The process itself is super quick
      The actual purchase process here is a lot quicker than in the UK. The never ending chain of teetering disappointment is very rare here. Property is bought and sold within weeks.
      Find out how much the banks will lend you, find a suitable house, put an offer down, exchange contracts, settle and move in. From start to finish in Australia you can be putting down an offer on a house today and potentially be moving in 6 weeks later. It can be that quick.
      Are you actually ready to buy?
      Why do you want to buy? Are you in a rush to buy? Why? Do you know the exact state and suburb you want to live in? Will the kids be accepted into the school there? Are you happy with that school? Is your commute to work a nightmare? Is it a dodgy area?
      If you have just arrived, renting is a great way to get to know Australia and trial out living in different places so you know exactly where you want to buy. The last thing you want to do is buy in an area soon after arriving only to realise your dream location is on the other side of the country.
      Where to start
      Ok, let’s assume you are set on buying as soon as possible. The first step is figuring out what it will cost overall and where is the money coming from.
      If you have enough to cover the shortfall between what it costs and what the bank will lend, you are good to go.
      If you don’t, then you need a plan on how to change that. Do you need to save more? Or do you need to wait for some circumstance to change so the banks are more favourable towards you (e.g. do you need to complete probation? Does the bank require you to have worked for longer than 6 months?).
      If you are a PR or Australian Citizen with 20% deposit (plus costs) then happy days, the banking world welcomes you with open arms.
      If not, don’t give up! There are so many different banks and policies out there so you don’t know exactly until you have had a professional unequivocally tell you so AND (most importantly) what you need to do to change that. If you are a temporary resident most banks may only lend you 60 – 70% these days. BUT if you purchase with someone who is PR or a Citizen then it can be a whole different ball game. It all drills down to finding the best fit for you.
      One last thing.
      Comprehensive Credit Reporting (CCR)-  Australia is catching up
      If you are coming from the UK you probably already know all about credit scoring and the importance of having a clean bill of financial health. Australia has technically had CCR in place since 2014, but the uptake has been sluggish. This is about to change and may be a rude awakening for a lot of Aussies. From 1 July 2019 all major banks are required to share 100% of their data with credit reporting bodies, so this will become more and more relevant here, as it is in the UK, in the coming years.
      As of right now, lenders are slowing sharing their data and eventually will use this as a tool in their lending decision making. So whilst I wouldn't run to get an Aussie credit card, it is not a bad idea to think about ways to start developing your credit rating here, because it will be a brand new file. Setting up with an Australian phone plan is a good start, and if you are renting first even paying your utilities bills on time can help build up your score.
      Keep in mind that yes, a good credit score can help, but some banks value it more than others and it is not the be all and end all at the moment. What is more important is knowing which bank to go with and what is best for your particular circumstance. 
      Hope this helps, any questions feel free to ask!
    • By Flossie
      Hi! 
      I'm Flora, I recently moved to Adelaide to study but being a bit older than the average student I'm finding it hard to meet people. Would anyone be up for drinks? I had a look and couldn't see any recent posts about a meet up. 
      Flora
    • By SamWise
      Me and my partner are moving to Adelaide from Dubai in the 2nd week of November and are looking for short term (or long term) rental places not too far from the city (with convenient access to public transport).
      Can someone refer some suitable places or websites for a 1 bed or studio rental. It seems that onset of Summer is a peak / busy time and rentals are hard to come by.
      Also, what documents /proof, etc. do I need to get a place on rent? Any suggestions are welcome.
×

Important Information

We have placed cookies on your device to help make this website better. You can adjust your cookie settings, otherwise we'll assume you're okay to continue. By continuing to use our site, you accept our use of cookies, revised Privacy Policy and Terms of Use