Andrew from Vista Financial

Mortgage Switching (Calculator)

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    Given the way that a lot of the major lenders have increased their home loan rates recently a number of people will be considering switching their mortgage to a different lender with a lower rate especially given the typical major banks variable rates (package deals) are sitting above 4.5%'s and some lenders are offering variable rates from 3.99% with offsets).

     

    This is a very good calculator that can help understand the cost saving of switching your mortgage (costs to switch sit around $1,000 in total give or take $100/$200's.):

     

    https://www.moneysmart.gov.au/tools-and-resources/calculators-and-apps/mortgage-switching-calculator

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