BSc Hons Mathematics Graduate looking for work within Adelaide. I'm on a 417 Working Holiday Visa. I would really like to find a role where there is opportunity for future sponsorship.
Experience 6 months in Social Housing as Customer Service Advisor organising repairs/maintainance of properties, providing support for tenants and liasing with incomes team for rent payments.
Experience 5 years in Retail/Floristry as Florist part time whilst completing my studies. I arranged bouquets for funerals/weddings/clients including deals with local businesses.
Summer Internships at Walker Morris LLP as Legal Researcher, KPMG as Assistant Data Analyst, and Arla Foods as Admin Assistant.
Hospitality Roles including Front of House, Bartender, Waitress, Student Ambassador, UCAS Ambassador and Events Assistant.
In my degree, I learned how to use different software such as: Microsoft Packages, R, Python, Matlab, LaTeX, SAS, SAP and SAP Ariba.
Contact me if anyone knows of a suitable position.
By Guest Carol from Vista Financial
This report into housing has been released recently, produced by BIS Oxford Economics for QBE Lenders’ Mortgage Insurance.
You may read the report on their website or download the full interactive PDF report here.
Short on time? Watch their short video instead.
If you want to read more download the PDF and click on the titles on the contents page to navigate to the parts you care about.
Where did this report come from?
QBE is one of the two main lenders mortgage insurance providers in Australia - the other being Genworth.
BIS Oxford Economics is a large macroeconomics and industry forecast provider. The two companies have partnered for the last 17 years to generate these reports.
What is LMI?
Lenders mortgage insurance (LMI) is an insurance you pay if you have less than 20% deposit (i.e. you borrow more than 80%) for a property purchase.
LMI protects the lender, it does not protect you.
If you put in less cash, it is a riskier transaction for the lender. Hence they hedge their bets. If you can't pay, they will chase you for the funds, and they submit a claim through the LMI provider to try recoup their losses.
That's right, you pay for the lender's insurance premium so they are protected from you! Normally the LMI premium can be added on top of the the base loan amount (capitalised). Or you can save like crazy to have a 20% deposit, or use a guarantor.
Are their predictions for the future accurate?
Who knows, I don't have a crystal ball either. This is an outlook report - an insight into the property market in Australia. A predication is still essentially an educated guess, but an interesting read nonetheless. I am providing it here as one source of information. Make of it what you may.
good day to all,
We recently moved to Adelaide and are looking for a 2 bedroom rental property on the fringe in Adelaide via the usual property portals, realestate.com.au etc.
I was wondering if it is acceptable to put in applications for more than one property at one time? Anyways, there is no guarantee that either of my applications will be accepted. Multiple applications at one time can save me waiting time for response and also offer me more options to choose from. Any comments or suggestions are welcome.
By Marc Richards
We emigrated 5 years ago and brought our house, be lovely to rent it out to a pommi family who want to live in a good suburb between the beach & CBD. 4 Beds, Pool, lovely kitchen, zoned for good schools, etc..... Here is the link for the ad on gumtree
Date Listed: 30/09/2017 Last Edited: 30/09/2017 Dwelling Type: House For Rent By: Owner Available: 04/11/2017 Bedrooms: 4 Bedrooms Bathrooms: 1 Bathroom Parking: Off Street Smoking: No Furnished: No Pet Friendly: Yes INSIDE
Four Bedrooms all with built in Robes & ceiling fans
Open Plan Kitchen Diner with dishwasher, Oven, fridge freezer, mixer taps, filtered water tap, stone bench tops & space for table & chairs for both casual & formal dining.
Large separate Lounge room – Gas combustion heater, ceiling fans, split A/C
Bathroom – Large Freestanding bath, Separate shower, double sink Unit & toilet
Laundry – Toilet, cupboard, worktop & Space for 2 front loading machines
Split Reverse Cycle A/C Units & Smoke Alarms
All windows & doors have fly screens
Pool & Spa bath (Solar Heated) with safety fencing (Salt Water Chlorinated)
Remote Control gates providing secure entry & parking for 2 cars in carport & driveway
3Kw Solar Panels
Undercover Decked entertaining area
Lock up shed
Irrigated Veggie boxes
2 minute walk from linear Park & popular coffee shop, on bus route for City to Bay, 10 min drive to CBD, 7 min drive to Henley beach.
Zoned for Lockleys Primary School & Underdale High.
Pets at Landlords discretion