I NEED HELP.. as bananarama would say

[Guest markshelley]

Hi all,

 

I was just wondering what you guys could say that the average cost is of getting started over in adelaide so we can gauge the amount of time that the money we take over will last us, dependent upon your feedback, is how long it will be till i need to start work, part from wife/kids, veiw schools, look at houses, etc, etc

[Guest ali@51]

We brought £35k

But that was to cover

rental car to start

2xcars and all associated costs ie insurance, stamp duty and rego.

drivers licence fee

break down insurance

6 months out of work

6 months rental

bond(had been told it would help with rental if we could put down 6 months in advance)

school fees

Furniture

school uniform

cost of food

home insurance

shipping and coustoms fees

ambulance insurance

I have to say we could have managed on quite a bit less as we have some left over and our main car is only 4 yrs so we could have bought an older one. We have however been carful and bought quite a bit from the uk and some stuff 2nd hand over here. As you can see Morgans list is also quite comprehensive and includes some things it would have been possible to live without!

[Rachiegarlo]

That is a good list Ali, might just add life insurance if you don't already have it.

also Extras cover for dental, physio , opticaL etc it doesn't cost nearly as much as full hospital cover which if you are fit and healthy you can get by with out it.

[Guest Deb17]

Rachel, I haven't been able to find life cover over here if you're on a temporary visa - I think it's just for permanent residents, so erm, we have had to wing it, hoping one of us doesn't drop dead from stress! Private medical cover for temp residents as well seems prohibitively expensive so we have just got by with Medicare, and thankfully, nothing bad has happened for us to need hospital cover or expensive treatments etc.

35K! Blimey, you really were frugal Ali and Morgan, to have managed with that and have some left over. Well done you for budgeting so well, but maybe that's just down to Morgan's deep pockets again, hee haa.

[Rachiegarlo]

so it might be a good idea for those still on the dark side to check if their life insurance will cover them while they are temporarily out of UK, cos that's what you are until you take out pr.

[Guest ali@51]

Yep now Morgan is working the life cover, extras cover and superann are now on the list!!

and Deb as much as I like to blame him the short arms and deep pockets arn't just him. My dad is from yorkshire and my mum is scottish brought up yorkshire so I guess I was never going to be over flash with the cash:). If you fancy a coffee when the kids are back at school let me know.

ali

[Guest stufi1997]

I reckon this post would've totally freaked me if I'd read it before we came out...

We've spent about £10k on coming over and getting started, mind you we didn't ship anything, we bought new cheap furniture over here. We've only got 1 car, and thats an old one, We rent a cheap house in a beautiful place close to the sea, so no pool. We've only been here 3 months but we're not using savings anymore...we're ticking over using Stuart's wages.We will replace things when we can afford them, and I would say you need more than that, just in case....but it all depends on your lifestyle and your expectations. Best of luck with the move Fiona

[Guest Nick11]

Rachel, I haven't been able to find life cover over here if you're on a temporary visa - I think it's just for permanent residents, so erm, we have had to wing it, hoping one of us doesn't drop dead from stress! Private medical cover for temp residents as well seems prohibitively expensive so we have just got by with Medicare, and thankfully, nothing bad has happened for us to need hospital cover or expensive treatments etc.

35K! Blimey, you really were frugal Ali and Morgan, to have managed with that and have some left over. Well done you for budgeting so well, but maybe that's just down to Morgan's deep pockets again, hee haa.

 

 

Deb - we have life cover and income protection with westpac. Experienced no difficulties in getting it on a sir visa.

Got extras cover with mutual community - $55 a month which cover dental,physio etc - well worth it - got more money from it than I've paid into it!

Will get $2000 from them to help with daughters braces.

Would recommend it.

[Guest Deb17]

Deb - we have life cover and income protection with westpac. Experienced no difficulties in getting it on a sir visa.

Got extras cover with mutual community - $55 a month which cover dental,physio etc - well worth it - got more money from it than I've paid into it!

Will get $2000 from them to help with daughters braces.

Would recommend it.

 

Ooh, I shall have to give Westpac a visit then, just in case...I feel like a change of husband lol. Cheers for that info Nick.

[Guest Nick11]

Ooh, I shall have to give Westpac a visit then, just in case...I feel like a change of husband lol. Cheers for that info Nick.

 

OOH ERR - not guilty ma lord!!!

[Guest Deb17]

Yep now Morgan is working the life cover, extras cover and superann are now on the list!!

 

and Deb as much as I like to blame him the short arms and deep pockets arn't just him. My dad is from yorkshire and my mum is scottish brought up yorkshire so I guess I was never going to be over flash with the cash:). If you fancy a coffee when the kids are back at school let me know.

 

ali

 

Might just take you up on that Ali, pity you're so far away. Greenwith's a heck of a hike from where I am. Still, I'll get my map out and have a wander into the wilds of the 'north' country...;)We can compare notes on where to find the best el cheapo bargains. x