I received an email yesterday through my junk mail from PayPal. It looked all official and said my credit card limit had been reached and I should log in via this email and contact Paypal.
Alarm bells started to ring beacause a) it came through my junk mail b) I've not used paypal in over a year c) the way the email was written, the grammar was poor and a sentence was repeated twice.
I logged out and went into the site via its domain name. I checked and nothing was wrong at all.
The cheeky buggars also had a warning about fraudsters on the side of the email saying never give you password away etc!!!!