tonyl

Hey Rob Thanks for that, appreciate it. I was worried that there might be some legislation in Aus which prevented 3rd part providers of finance but clearly there isn't as all your suggestions provide it. Really appreciate your reply, thanks again tonyl

No problem, thank you for your response.

I am emigrating with my family and will be arriving in Adelaide very early next year and need to conduct some initial commercial research in preparation for starting a business once settled and any advice or suggestions from anyone on the following topic really would be greatly appreciated! Based upon a business model used in the UK, I would like to make contact with any companies in Australia who are providers of personal loans for people who choose to finance a product/service purchase with repayments over a fixed term, like a 2/3/4 year period. This would not include regular banks, where people can arrange their own loans through their own personal bank account but specifically more along the lines of where the company who is selling the product or service can offer the customer the option to pay for their purchase on a financed basis through a third party finance provider... for example; If an individual wanted to buy a new car or carry out home improvements such as installing new replacement windows or a new kitchen or new bathroom etc. and the seller of the items offers the buyer the option of paying for their purchase over time but then uses a 'finance provider' to facilitate the loan. I'm pretty sure they do exist but I would like to ascertain for certain that these sorts of companies do in fact operate in Australia and if so, if anyone has "experience of" or "knows of" any companies who provide this kind of facility, perhaps you would be kind enough to let me know their trading name &/or website? Once again, any advice, feedback or suggestions from anyone on how to find this information really would be appreciated. Many thanks tonyl

Hi Adam I posted a thread yesterday looking for some feedback on third party commercial lenders and wondered if you could help with any info you may have as you are already working for a finance provider? I am emigrating with my family and will be arriving in Australia very early next year and need to conduct some initial commercial research in preparation for starting a business once settled. Based upon the business model used in the UK, I would like to make contact with any companies in Australia who are providers of personal loans for people who choose to finance a product/service purchase with repayments over a fixed term, like a 2/3/4 year period. This would not include regular banks (not a mortgage or refinance), where people can arrange their own loans through their own personal bank account but more along the lines of where the company who is selling the product or service (my new company) can offer the customer the option to pay for their purchase on a financed basis through a third party finance provider... for example; If an individual wanted to buy a new car or carry out home improvements such as installing new replacement windows or a new kitchen or new bathroom etc. and the seller of the items offers the buyer the option of paying for their purchase over time but then uses a 'finance provider' to facilitate the loan (purely acting as the broker/introducer of the loan). I'm pretty sure they do exist but I would like to ascertain for certain that these sorts of companies do in fact operate in Australia and if so, who they are? Any company names, website, feedback or suggestions really would be appreciated. Many thanks tonyl

I am emigrating with my family and will be arriving in Adelaide very early next year and need to conduct some initial commercial research in preparation for starting a business once settled and any advice or suggestions on the following topic really would be greatly appreciated! Based upon a business model used in the UK, I would like to make contact with any companies in Australia who are providers of personal loans for people who choose to finance a product/service purchase with repayments over a fixed term, like a 2/3/4 year period. This would not include regular banks, where people can arrange their own loans through their own personal bank account but specifically more along the lines of where the company who is selling the product or service can offer the customer the option to pay for their purchase on a financed basis through a third party finance provider... for example; If an individual wanted to buy a new car or carry out home improvements such as installing new replacement windows or a new kitchen or new bathroom etc. and the seller of the items offers the buyer the option of paying for their purchase over time but then uses a 'finance provider' to facilitate the loan. I'm pretty sure they do exist but I would like to ascertain for certain that these sorts of companies do in fact operate in Australia and if so, if anyone has "experience of" or "knows of" any companies who provide this kind of facility, perhaps you would be kind enough to let me know their trading name &/or website? Once again, any advice, feedback or suggestions on how to find this information really would be appreciated. Many thanks tonyl

No, unfortunately no, not possible now!

Many thanks for your advice. Regards

I have dual citizenship and am both a British and New Zealand Citizen and I have been living and working in the UK since 1991. I have decided that I would now like to re-locate to live in Australia permanently with my family and I would like some guidance please regarding which visa(s) to apply for. My wife and two older children are all British citizens and British passport holders. However, my two youngest children have dual nationality so they are British with British passports but are also New Zealand Citizens and are New Zealand Passport holders. Our oldest two children are 21 and 19 years respectively. The older is about to commence her 3rd year at Bournemouth University to complete her International Events Management degree whilst the younger daughter has been accepted at Canterbury University to commence a 3 year teaching degree course for younger years children. On the basis that my two youngest children (aged 6 & 8 yrs) and myself are all New Zealand Citizens, I know that we do not need any visas whatsoever as we will be provided with a special category visa upon our arrival and we would be able to stay and live, attend school/work etc. in Australia indefinitely (due to the current Australia/NZ arrangements). Our family will have sufficient funds to re-locate to Australia. Therefore, in summary, can anyone reliably advise and 'guide' me towards which visas would need to be applied for, for the remaining three members of my family to enable us to all re-locate to Australia together, as a family? My wife and I have cohabited since 1998 but were married in 2003, our 21 year old daughter is currently attending university and our 19 year old daughter is about to commence university. Any advice/guidance or suggestions would certainly be most welcome, thanks.