Guest Emu

Can you get Private Medical Insurance on a 475?

    Recommended Posts

    Guest Emu

    Hi, does any one know if I can get Medical Insurance (private) on a 475?

    I have checked a few websites and it doesnt seem to cover my visa ...

    Any ideas?

    Share this post


    Link to post
    Share on other sites
    Guest Tina P

    Hi

     

    We did with Mutual Community - didn't ask me anything about my visa. We also used it for dental while still on the 475 visa.

    We have PR now.

     

    I have the silver extra's and its about $17 per week inc ambulance cover. I just went to the shop/centre in Coloandes and joined.

     

    Tina

    Share this post


    Link to post
    Share on other sites

    Hi

     

    Not sure what type of visa yours is but we came over on a temp skilled work visa and were told by several insurance companies we could only have extras until we became permanent residents. so we took this and ambulance cover, we are now permanent and got private insurance no problem.

     

    Kim

    Share this post


    Link to post
    Share on other sites
    Guest zaza

    Hi, we are in the same situation... on 475 with Medicare reciprocal. Spoken to a few private insurances re hospital cover (extras coverage is pretty straight forward so no problem there). What they tell you is that we are only eligible for the visitors cover until we get onto permanent residency. My problem with that is, the visitors cover is designed for people from non- Medicare reciprocal countries, so they cover what our Medicare reciprocal benefit also covers. Hence it's more expensive but for those people Medicare levy is exempt, so that's fair enough I think. But for us, we have to pay Medicare, and if we want the private hospital cover as well, it sounds like we'll have to pay double for the part Medicare is covering? Is that right??

     

    Is anyone aware of health insurance who have hospital plan for people like us - not on permanent res yet and has reciprocal Medicare card? And how bad is public health care here?

    Thank you!

    Share this post


    Link to post
    Share on other sites
    Guest theforrests

    We came over on the 495 visa (predecessor to the 475) with reciprocal Medicare and we had 'Overseas Cover' with Mutual Community which covered ambulance and hospital stays that would not otherwise be covered by Medicare - we decided that we would rather be safe than sorry. We also had extras cover - which is definitely worth it for dental cover. We now have PR and it was easy to convert to full Private Heath cover.

     

    Hope that helps

    Share this post


    Link to post
    Share on other sites
    Guest Nick11

    You can get extras cover for teeth,physio etc. We pay $70 a month. If you want full hospital cover on a 475..you need to take out overseas visitors cover..which is very expensive. We had a quote for a family of 4 for $300 a month..and that was 3 years ago.

    We found the medicare to be fine. Never had a problem getting treatment.

    Share this post


    Link to post
    Share on other sites

    Create an account or sign in to comment

    You need to be a member in order to leave a comment

    Create an account

    Sign up for a new account in our community. It's easy!

    Register a new account

    Sign in

    Already have an account? Sign in here.

    Sign In Now


    • Similar Content

      • By Carnegies123
        Hi there - as a fellow Pom having relocated from Manchester 5 years ago, please see the attached link to a Part time Accounts Receivable role at a local Adelaide private hospital. 
        Please feel free to apply directly https://www.seek.com.au/job/34502604?type=standout&userqueryid=0212ecc948451df25fe146b75911f616-6078326
        If there is anyone looking for a Full time supply role with an end to end inventory/procurement focus, please feel free to send me your details. 
        I remember how hard it was to find a role when me and my family arrived, so happy to share the above 2 opportunities.
        Thanks, Scott